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Status: Interest list only. Enrollment and credit applications are closed. What this means

For people with good credit

Your good credit can do more. A real officer role, on written terms.

You would become an officer of a new LLC owned by BCP, not an owner. You would review and sign each credit application, approve each use of the credit and personally guarantee the debt.

You personally guarantee the debt. The business is responsible for the payments under the agreement, but it may fail to pay. The lender can hold you personally liable for the debt. Read the risks

  • No fee to join the list
  • No passwords, ever
  • You sign every application
  • Not credit repair

Two ways to start

Ready now, or not yet

Strong credit today? Join the interest list for a free consultation if enrollment opens. Not there yet? Our free roadmap is general education and a checklist you fill in yourself. No fee. No purchase required. Not credit repair.

Ready now

Strong credit? Start with the interest list.

Strong score, low card balances and a few years of history. If enrollment opens, we would invite you to a free consultation, then company setup. Not an approval or an offer.

Free consultation: No fee. No purchase required. Not credit repair.

  1. 01Form
  2. 02Free call
  3. 03Setup
Join the interest list

The lender can hold you personally liable for the debt. Read the risks

Not ready yet

Not there yet? Start with general education.

Proposed, under legal review

General articles and a checklist you fill in yourself. It is the same for everyone, and we do not review your credit report for it. Free general education. Not credit repair. No fee, no purchase, no commitment.

  • Self-reported score of 720 or higher
  • Card balances under 30% of your limits
  • 3 or more years of credit history
  • Few new accounts or inquiries lately

Free general education. Not credit repair. No fee, no purchase, no commitment. We do not review your report, dispute or remove anything, or promise any change. You can apply again at any time; everyone is reviewed the same way.

Quick check: which path fits you today?

This does not check your credit. Six questions, nothing is sent to us.

01About what is your credit score?

A rough, self-reported range is enough.

02How much of your card limits do you use?
03How long have you had credit?
04Do you plan a mortgage or other major loan soon?
05Do you need money from this soon, for bills or debts?
06Could you personally guarantee business debt and do real officer duties? If you are married, does your spouse agree?

Answer all six to see which path fits.

Your path

From first form to your portal

Eight plain steps. Only step 1, the interest list, is open today. Steps 2 to 8 are proposed and open only if counsel approves the program.

Each step in pictures
  1. Step 01

    Join the interest list

    A five-minute form, then a code we text you to confirm your phone.

    You need: 5 minutes and your phoneCredit: No credit checkJoin the interest list
  2. Step 02Proposed, not open yet

    Consultation call

    A free call about how it works, the role, the risks and whether it may fit you. No fee. No purchase required. Not credit repair.

    You need: 30 to 45 minutesCredit: No credit checkWhat the call covers
  3. Step 03Proposed, not open yet

    Credit profile review: connect your credit

    Share your 3-bureau report by written permission. Never a password.

    You need: Your signed permissionCredit: Not an inquiryHow connecting your credit works
  4. Step 04Proposed, not open yet

    Business profile and company setup

    We set up a new company owned by BCP, with you as a real officer.

    You need: Your ID and officer detailsCredit: No credit check on you
  5. Step 05Proposed, not open yet

    Choose your schedule

    Same officer duties either way. Pick how often we meet.

    You need: Your choiceCredit: No credit checkCompare the two schedules
  6. Step 06Proposed, not open yet

    Sign the written agreement

    Time to review with your own attorney, then you sign.

    You need: 5 business days to reviewCredit: No credit checkRead the agreement outline
  7. Step 07Proposed, not open yet

    Funding rounds

    We prepare each application. You review it in full and sign it yourself.

    You need: Your review and signatureCredit: Hard inquiry on each lender application
  8. Step 08Proposed, not open yet

    Track everything in your portal

    Accounts, payments, documents and your compensation, in one place.

    You need: Your secure sign-inCredit: No credit checkSee the portal demo

How the money moves

The whole idea, in one picture

Lenders may fund a business we set up. The business is responsible for the payments and may fail to pay, even with autopay. Your agreement sets your fee. Your guarantee stays with each lender, and what you owe could exceed any fee you receive.

How the money moves
Illustrative

Lenders

Banks and card issuers decide every approval.

Credit for the business

Payments, on autopay

The business

A new LLC owned by BCP, with you as a real officer.

Your fee, per your agreement

You, the partner

You sign each application and guarantee the debt.

4. Your guarantee runs back to every lender. If the business does not pay, the lender can collect from you.

  1. Lenders may approve credit for the business. Only lenders decide approvals, limits and terms.
  2. The business is responsible under your agreement for the payments, on autopay from its own bank account. It may fail to pay.
  3. Your written agreement, signed before any application, sets your fee and when it is paid. It is not a share of profits. Funding and payment are not assured.
  4. Your personal guarantee stays with each lender. If the business does not pay, the lender can collect from you.

Your partner portal

Your accounts and payments, with update times

The portal shows available account and payment information, with its last update time. Confirm payment status directly with each issuer; portal information may be delayed or incomplete.

  • Scheduled, pending or posted, with update times.
  • Documents, alerts and the fee schedule from your agreement in one place.
  • Sign in with a code to your email and phone.
Try the portal demo
Portal overview with demo data: posted and scheduled payments, next payment due and accounts you guarantee.

Straight answers

What we do, and what we never do

We do not do credit repair and we do not give financial advice. We assess whether your credit profile and a business profile make this a working partnership.

We never ask for

  • Your passwords
  • Your SSN by text or email
  • Bank or card logins
  • Security codes from your accounts
  • An enrollment fee
  • Credit repair or disputes

What we do

  • A free consultation about the role and the risks (No fee. No purchase required. Not credit repair.)
  • Review your credit profile, with your written permission
  • Review the business profile lenders look at
  • Set up the company, with you as a real officer
  • Prepare each application for you to review and sign
  • Set up payments on autopay from the business's account
  • Keep your portal current, and pay your fee per your agreement

What we never do

  • We never: Credit repair, disputes or score boosts
  • We never: Financial, legal or tax advice
  • We never: CPNs or any number in place of your Social Security number
  • We never: Buying or selling tradelines
  • We never: Ask for your bank, card or credit monitoring passwords or security codes
  • We never: Ask for your Social Security number by text or email
  • We never: List you in a role you do not hold
  • We never: File an application you have not reviewed and signed

What to expect

Your first week

Today you join the interest list. If the program opens, here is the typical first week. No opening date is promised.

  1. Day 0

    Form in

    Five minutes, a code to your phone or email, then a thank-you note from the team.

  2. Day 1 to 2

    We reply

    A person on our team reads your answers and offers times for a call.

  3. Day 3 to 7

    Free consultation

    If enrollment is open: ask anything, and we review our preliminary criteria together. No fee. No purchase required. Not credit repair.

  4. After

    Your path

    Meets the criteria: credit connection, then the written terms before any role. Not yet: a general checklist you fill in yourself. ${ROADMAP_LINE}

Typical Times vary. Enrollment is not open yet, so today the first week ends at the interest list.

FAQ

Questions people ask first

Short answers here. Every detail lives in the help center.

All questions

Join the interest list in five minutes

A few questions, then a code to confirm your phone or email. No Social Security number, no account numbers, no passwords. The consultation is free: No fee. No purchase required. Not credit repair.

Status. Interest list only. Enrollment and credit applications are closed. The proposed program is under legal review and may change or may not launch.

Business Credit PartnersCredit partner program, home

For credit partners: people with strong personal credit who serve as an officer of a business owned by Business Credit Partners (BCP) and personally guarantee its credit under a written agreement.

Complaints and escalation:
hello@businesscreditpartners.com
Address:
Business mailing address published before launch.

Disclosures, in plain sentences

Interest list only. Enrollment and credit applications are closed. The proposed program is under legal review and may change or may not launch. This site describes a proposed program whose terms may change. BCP does not make credit decisions, does not submit applications for you, and does not dispute, repair or coach changes to your credit. What we do and do not do

The borrower is a business owned by BCP, one LLC per partner. You apply on its behalf in your actual officer capacity and personally guarantee its debt. Each lender's documents identify the borrower and your obligations. The lender can hold you personally liable for the debt. The business is responsible under our agreement for making payments. It may fail to pay. Your obligations to the lender remain enforceable under the lender's documents.

Autopay can fail. A reserve can run out. An indemnity is only as good as the company behind it. None of these changes what you owe a lender. No guarantee of approval, credit limits or timing. Only lenders decide eligibility, amounts and terms.

BCP charges no enrollment fee. Any third-party subscription, legal cost or other expense is disclosed before you incur it, along with who pays it. The credit monitoring service we use may pay us a referral fee when you enroll through our link. If a credit report is ever needed, we'll explain why and who sees it, and ask for your written permission first. We will never ask for your passwords or codes. If anyone claiming to be us does, do not reply and tell us at hello@businesscreditpartners.com. Education only, not legal, tax or financial advice. Read the full disclosures

© 2026 Business Credit Partners. Credits and licenses